Life contingent annuities
Life contingent annuities, also known as life contingent payments or “longevity annuities”, provide retirees and their families with an income stream that can last throughout their lifetime. Unlike other forms of life insurance, life contingent annuities have no expiration date and are not subject to interest rate fluctuations. Instead, the payments will continue until the end of the policyholder’s lifetime. The money can then be used for retirement income or estate planning purposes.
Selling your Life Contingent Annuities to Vintage Equity Group ensures that you receive a fair market value for your annuity and can put the money to good use. With Vintage Equity Group, you have peace of mind knowing that they are backed by decades of financial expertise and experience. They offer competitive lump-sum payments in exchange for structured settlement or annuity payments, enabling you to access much needed funds without long-term financial strain. Whether you need money now or want to invest it into something more secure and lucrative, we provide an efficient way to turn those future payments into cash today. Additionally, life contingent payment options enable you to sell part of your payments over time as opposed to all at once.
Selling off your life contingent annuities in one lump sum can have several positive benefits. Here are five of the most common reasons people may choose to do this
Sudden change in life circumstances
Vintage Equity Group is ready and able to provide a solution that fits your needs. Whether you’re looking for immediate cash or an annuity plan, we personally understand the importance of receiving fair value for your Life Contingent Annuities. With their expertise and experience, they are committed to helping make your dreams come true with confidence and peace of mind.
Tax Advantages
Selling life contingent annuities in one lump sum may provide certain tax advantages for some individuals depending on their situation and where they live. Consulting an accountant or financial advisor is essential before selling off these assets to make sure any taxes due are understood and paid accordingly.
Future Planning
Selling your life contingent annuities in one lump sum can give you the freedom to plan for future investments or expenses that may arise
Increased Flexibility
Unbundling these payments into a single payment offers greater flexibility and more options when it comes to managing finances and investments.
Peace of Mind
Knowing that you have a large sum of money available now can provide peace of mind, especially if you are worried about facing financial difficulties at some point in the future. Ultimately, selling off your life contingent annuities in one lump sum is an individual decision and should not be taken lightly – consulting with a financial advisor beforehand is essential to ensure any potential benefits are maximized and all risks are minimized.
Benefits for your customized needs
It can be a great option for those who understand the financial implications and are comfortable with the process. Understanding all of your options is key before making any decisions. By educating yourself on life contingent annuities, you will be able to make an informed decision that is right for you. With careful research and planning, selling off your life contingent annuities in one lump sum may offer significant benefits. However, it is essential to seek professional advice from a certified financial advisor to ensure any potential benefits are truly understood and all risks are minimized.
Ready to talk?
if you are interested in life contingent payments, please fill out our contact page and we’ll be happy to assist you. We look forward to hearing from you soon!
